We help make things a little easier.
Pay only 5.99% APR on balance transfers until 2024.1
When you join Family Trust, you’re not just a member of the credit union, you are an owner. That means we put your interests first, even ahead of our own. It means we are here to help you achieve all of your financial goals. It also means we’re also here to make the daily ins and outs of managing your money easier and more convenient, with fewer fees and restrictions. Every day, in everything we do, your interests come first.
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We're always here for you to help make your life easier.
1. Between 01/01/2023 – 03/31/2023, the Annual Percentage Rate (APR) for balance transfers and cash advances will be 5.99%, and will remain at this promotional rate until 12/31/2023. On 01/01/2024, the unpaid balance of any promotional rate balance transfer and cash advances will revert to the variable APR in force in your credit card agreement, and existing fixed rate credit cards will revert back to the fixed rate in force in your credit card agreement. Only applies to balance transfers from other financial institutions and cash advances made during this “promotional period,” which may not exceed you approved credit limit. Qualifying cash advance transactions include those proceeded using an ATM, PIN or digital banking. The promotional APR does not apply to purchases, transactions processed as a credit through the Visa network or transactions made after March 31, 2023. We may end your promotional APR and apply the prevailing APR if you are 60 days late in making payments.
2. The APR is effective as of 03/01/2023. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Certain terms, conditions and exclusions may apply. The minimum credit limit on the Platinum Awards Visa Credit Card is $5,000 and the Traditional Visa Credit Card is $1,500. The variable APR in force on your account will be assigned when issued and disclosed in your credit card agreement. The APR will change with the market based on the Prime Rate and is subject to change without notice.
For questions about this promotion, see your Lending Consultant or call 803-367-4100.
Special Limited Time Offer
Between January 1st and March 31st, 2023, get a low APR when you transfer your high interest rate credit cards to your Family Trust Visa® credit card.1
Take advantage of this offer by paying off other debt with a cash advance!2
Don't miss out - transfer and save money today.
Not a credit card holder?
More time for what you love, less time worrying about debt.
More time for what you love, less time worrying about debt.
Pay only 5.99% APR on balance transfers until 2024.1
After, rates range from 11.45% – 18.00%.2
After, rates range from 11.45% – 18.00%.2